The book also can be found under the title: “21 Secrets to become a millionaire with his own efforts” and I recommend it especially for people who do not have a great habit of reading or an author they like to go straight to the point instead of take several turns of the same ideas.

There is a book of advanced strategies or financial planning is actually more a book of principles on which the reader will have to find some way to actively implement them in life.

If you enjoyed reading the book “Secrets of the Millionaire Mind” (which in my opinion was also more a book of principles of strategies) I have to say that this book is similar only more soon.

However, despite being a book of principles rather than of financial strategies at the end of each chapter, Brian Tracy shows us one or two practical exercises to internalize the principles and begin its implementation in our lives.

There are several principles that can not be directly related to personal finances, but if they are indirectly such as: health care, serve others, to set priorities or unleash our creativity, this because if we are not made in life will extend a waste of money easily.

Some quotes that I really liked the book are:

It is not easy to develop the habit of saving and investing money over a lifetime. It requires great determination and will. You have to consider it as a goal, write it down, make a plan and work on constantly. But once this practice is introduced and becomes an automatic mechanism, financial success is virtually assured.

This is the great question you can ask and answer over and over again: What I dare to dream if you knew that I can not fail?.

If you think, talk and see their goals, tend to get more much more than the average person, which will normally spend much time talking about their concerns.

Decide today to be the best at what he does. Check the goal to be 10 percent of the best in their field, whatever. This decision, of becoming very, very good at what they do, may be the turning point of his life.

Excellence affects their personality and in all relationships with others. If you know that is among the best of their expertise be happy and proud

When you feel overwhelmed by a problem or difficulty, do not have time to develop the persistence necessary to overcome the setback or disappointment. But if you plan in advance with the ups and downs of life, when they arrive will be psychologically prepared. Will be ready.

Honestly is a great motivational reading, if you think you are a “financial disaster” maybe this book will not only help you change your mind and some limiting beliefs, it inspires you to modify your financial habits.

Most times we do not lack strength, but will and a little inspiration will make any effort easier.

What the average citizen knows about saving and investing money certainly did not learn in school, this, of course, is understandable only if the world of money is a subject covered by the teacher in the class. However, there are those who know how it all works, and what to do to succeed in life or at least, to prevent others to stay with our money.

Are you one of those people who has handled some business or personal finances and had financial problems and felt her slipping the money? If it is recognized as not fulfilling some of the sixteen following scenarios, then you can confidently answer yes to that question.

1. Summary of your account and credit card must be paid in full each end of the month to avoid paying unnecessary and abusive interest added. These interests reach up to 50% per year and even more in many countries.
Historical interest credit card in Argentina

2. Do not follow investment advice of neighbors or people with little or no financial experience.

3. Remember that despite the furor in the media about the high cost of fuel, recognize that the $ 30 to fill the gas tank of your vehicle is currently cheaper with the dollar today than the $ 15 cost for 20 years as $ 30 to win today is much easier than winning $ 15 20 years ago.

4. Attends and enjoys the financial talks but be aware and recognize that 95% of what they say is absurd for ordinary people like us. Usually want to sell us something.

5. The only type of life insurance you should never consider buying is one that caduzca at a certain age because it is much more useful for us (not for the insurance!) As we are older.

6. Do not be tempted to invest in something recommended by a friend or relative. Again, some types of loans.
Rising bank commission

7. If you are motivated to investigate the real estate market keep in mind that sometimes the worst house in the best neighborhood is better than the nicest house in a neighborhood more regular.

8. Do not be anything in the vehicle that drive, or taxes or payment in installments of it. Interest on debts on cars also tend to be very high

9. We recommend not to buy timeshare unless you know very little about the kind of investment that is being done. It is an investment that is sometimes very difficult to leave, that is, sell it.

10. Protect your checking account overdrawn fall as the interest that banks charge for these services are astronomical.

11. Remember that although thoroughly enjoy the home in which he lives, this will always be considerably less expensive than they can afford their monthly income. Think twice before moving into a new house much bigger (and expensive!).

12. Do you feel instinctively that every dollar or euro that contributes in taxes and social security system is a dollar or euro lost forever? This is a theme to reflect on some extremely corrupt countries who waste or steal tax dollars.

13. Whenever you are negotiating a purchase and qualify for a discount, just ask.

14. If your option to purchase the watch is a Rolex, a Cartier fashion a respectable Bulova, Timex or budget, recognize that all have batteries, with a quartz movement and none can offer the time with a precision that justifies its price.
Finance Joke

15. Do you find it incomprehensible why anyone would buy a lottery ticket? Remember that the odds are extremely tiny but the advertising tells you otherwise.

16. You should strive to suppress a laugh when you see a newspaper ad offering a commemorative coin on any topic by the “price of only $ 139 in advance or any other currency.”